Abstract :
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In this competent business world today the
massive presence of mobile devices and the wireless technology
have given room to tremendous business opportunities that are
based on wireless infrastructure. Such opportunities are available
in the form of timeless communications, business transactions,
trading and more. The Mobile banking is a medium through
which the customer communicates with a bank using a mobile
device like mobile phone .Since there is no restriction of time,
space hence the convenience of banking anytime anywhere is
providing the concept of mobile banking a huge potential. The
flexibility and ease of use, decreasing costs and ever increasing
computational power is proving to be a highly fertile soil for the
mobile devices to prosper, flourish, capture and sustain in the
market. The adoption of such new technologies is based on many
factors that influence ways of communication, trust and
satisfaction of customers. This paper identifies the various factors
influencing intention of customer to adopt mobile banking. The
way communication has been transformed by this technology is
evident however factors concerning cyber presence and security
are big issues that need to identified and tackled with care .The
paper identifies security concerns and their impact on adoption
of mobile banking.
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